Rowan Legal

ROWAN LEGAL provides counsel to banks, insurance companies, securities traders, investment companies and funds, payment services providers and other entities operating in the financial services sector in relation to banking, financial and insurance regulations.

We provide comprehensive legal services within the whole field. Our law firm advises clients on loan financing in both bilateral and syndicated relation, including international financial transactions. In retail financing we provide legal counsel to a few consumer loan companies. In relation to trade financing we focus on letters of credit, bank guarantees, factoring and forfeiting.

Besides banks, the clients of ROWAN LEGAL include global players in the insurance market. We advise insurance companies in relation to insurance regulations and on commercial issues. We prepare insurance policies, standard terms of insurance, and also cross-border contracts on reinsurance.

In relation to security trades and investment companies or funds, we provide counseling not only on the contract agenda but also in the field of regulations, including revision of internal processes and ensuring the preparation of by-laws.

The firm’s leading position in IT and ICT brings significant synergic effects and allows us to provide top-notch advice in the field of electronic platforms for banking, processing of personal and financial data, the use of biodynamic signatures and the outsourcing of financial services, to name but a few areas.

We also provide all the above-mentioned services within cross-border transactions. When a foreign element is involved, we consult our colleagues from cooperating foreign law firms when necessary.

We also provide our clients with representation before regulators in licensing or sanction proceedings. As a leading law firm in the area of dispute resolution, we also represent our clients in proceedings before courts and arbitration courts, including international arbitration courts.

How we can help:

  • Review and drafting of loan agreements, including security instruments
  • Legal opinions on the enforceability of contractual documentation
  • Advice on compliance with banking, insurance and securities trading regulations
  • Establishment of a business, representation in licensing and other administrative proceedings
  • Drafting of model contracts, including model terms and conditions
  • Drafting of statutes for investment funds and by-laws for securities traders
  • Drafting of insurance and reinsurance policies and agreements
  • Securities and capital markets
  • Representation in disputes arising from banking, financial and insurance transactions

Selected references:

  • Advising The Royal Bank of Scotland N.V. on the refinancing of an acquisition loan of 1 billion CZK
  • Advising The Royal Bank of Scotland Plc in connection with the restructuring of supply chain finance
  • Advising The Royal Bank of Scotland Plc on the factoring of 800 mil. CZK from suppliers of a leading global brewing group
  • Advising The Royal Bank of Scotland on the divestment of the Czech and Slovak branch from The Royal Bank of Scotland N.V. (earlier ABN AMRO Bank N.V.) to RBS II B.V. I was followed by merger of RBS II B.V. with The Royal Bank of Scotland Plc
  • Advising one of the largest USA providers of health insurance on various aspects of Czech law, including regulatory, commercial and data protection, to name but a few.
  • Advising a leading Swiss insurer in connection with regulatory matters and issues relating to insurance mediation
  • Representing Up before the Czech National bank in connection with a successful application for a license to issue electronic money
  • Advising a leading Czech bank on various regulatory matters as well as legal aspects of ICT, commercial law and data protection

Banking & finance